Which brings me to my next point. Everyone has been telling me that I NEED a car. I had already planned on getting one, but I wanted to wait it out a couple months until I had money saved up for a decent down payment and such. The thing is, being here, I don't think I can make it for a couple months with no transportation (the "shuttles" I was told about seemingly don't exist). I can apply through my credit union for a car loan but I'm hesitant to do that. I don't have too many bills except for a couple credit cards and my phone bill but I know a car means a car payment, gas, insurance, etc, etc. And I'm afraid. I've been super, duper, ridiculously broke before and I don't ever want to go back there.
I need some advice. My mom and my friends are telling me to just go for it. But I don't want to "just go for it" and end up in a bigger hole than what I already am. If there are any finance/car savvy folks out in the blogger world, a little advice would be most appreciated.